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Independent Legal Advice
If you’re in search of independent legal advice near you, our team of skilled solicitors can assist you with a range of matters.
Do you require professional legal guidance before committing to agreements like mortgages, loans, or settlements?
Our approachable team can offer prompt, transparent advice you can rely on.
We can help you move forward with confidence, providing you with everything you need to make an informed decision. Our expert solicitors can assist with residential and commercial conveyancing matters including:
- Director Mortgage Guarantees
- Joint Borrower Sole Proprietor Mortgages
- Limited Company Director Guarantees
- Transfer of Equity Agreements (person being removed from the title)
- Equity Release Mortgages
- Occupier’s Consent to Mortgage
- Personal Guarantees
- Employment Settlement Agreements
Fees start from £300+VAT fixed cost for up to 3 persons and £150+VAT for each additional person. Our appointments can be done via Zoom/Teams.
We provide independent legal advice from our offices in Bridgend, Caerphilly, Church Village, Pontypridd, Talbot Green, Tonypandy, Treorchy and Tylorstown.
Speak to our independent legal advice solicitors
To discuss your requirements with our legal experts in Wales, please get in touch.
Use our online enquiry form to book an initial chat with a member of our team. We respond promptly to all enquiries.
What is independent legal advice?
Independent Legal Advice (ILA) is guidance from a neutral legal professional who is not connected to the parties involved in a legal matter.
The purpose is to make sure you fully understand the potential outcomes of a decision, contract, or action so you can make an informed decision on whether to proceed.
This advice is important in various situations like buying or selling property, dealing with wills, or addressing family law issues. Having an independent legal advisor ensures that there are no conflicts of interest in legal proceedings and that they are fair to both parties.
The goal is to guarantee that everyone involved can make well-informed and independent choices, with the help of a qualified legal expert who doesn't have any biases.
When is impartial legal advice required?
Independent legal advice is typically required in situations where there is a potential conflict of interest between the parties involved in a transaction or legal matter.
Common instances include property transactions, family law proceedings, and contractual agreements.
Mortgage lenders, for example, often ask borrowers to seek ILA to ensure borrowers fully understand the terms and implications of the mortgage agreement and make sure that they are not being coerced into borrowing money.
Family law matters such as prenuptial agreements may require each party to obtain independent legal advice to validate the fairness of the agreement.
The requirement for ILA aims to protect the rights and interests of individuals by ensuring that they make informed decisions and fully comprehend the legal consequences of their actions.
The most common situations that may require independent legal advice, include:
- Transfers of Equity
- Occupier’s consent forms
- Equity release
- Joint borrower, sole proprietor mortgages
- Director’s personal guarantees
- Personal guarantees
- Deeds of indemnity
Why is independent legal advice important in certain transactions?
Independent legal advice is important in certain transactions to ensure they are fair, legally sound and protect the rights of the parties involved.
In situations such as property transactions, family law matters, or contractual agreements, parties may have conflicting interests.
ILA provides unbiased legal advice enabling individuals to make informed decisions without undue influence. It helps prevent coercion, fraud, or the exploitation of one party by another.
ILA also increases the overall integrity of legal transactions, reducing the risk of disputes in the future.
By having independent legal representation, each party can be sure that their interests are properly taken into account.
Can any solicitor give unbiased legal advice?
This will depend on the sort of advice you require, but generally, a certificate of independent legal advice can be obtained from any qualified solicitor, licensed conveyancer, or qualified legal executive. These professionals have the required training and expertise to offer guidance on various legal issues.
However, certain situations may require the expertise of a specialist solicitor. Complex or highly specialised areas of law, such as tax law, intellectual property, or intricate corporate matters, may benefit from the insights of a solicitor with specific expertise in that field.
Specialist solicitors possess an in-depth understanding of the specific areas of the law, ensuring that the advice provided is not only independent but also tailored to the unique requirements of the case.
What is a Certificate of Independent Legal Advice?
A Certificate of Independent Legal Advice is given to you at the end of your meeting with a solicitor. It proves that you have had ILA and signifies that the solicitor believes you understand the terms that have been explained to you.
In certain situations, you may be required to prove that you have had independent legal advice in order to progress with a transaction such as borrowing a loan or taking out a mortgage.
A certificate of independent legal advice is often required for lending particularly in situations that involve someone other than the borrower, such as a guarantor. This proves to the lender that the borrower is aware of the financial risk they’re taking on, including what the terms and conditions are, and that they’re not being pressured into the agreement.
An independent legal advice certificate assures the lender that the individual has been made aware of the risks and is still willing to sign the agreement of their own free will.
Speak to our independent legal advice solicitors
Fees start from £300+VAT fixed cost for up to 3 persons and £150+VAT for each additional person. Our appointments can be done via Zoom/Teams.
We provide independent legal advice from our offices in Bridgend, Caerphilly, Church Village, Pontypridd, Talbot Green, Tonypandy, Treorchy and Tylorstown.
To discuss your requirements with our legal experts in Wales, please get in touch.
Use our online enquiry form to book an initial chat with a member of our team. We respond promptly to all enquiries.